Tag Archives: Contractor Insurance

Contractor Insurance – What You Need To Know

Do Contractors Really Need Insurance?

Contractor Insurance isn’t always required as part of the initial licensing process. It’s after the Contractor’s License is issued that Contractor Insurance may become a requirement. If you are sub-contractor, the General you are bidding to will most likely require that you be insured. If you are going to be bidding on large, commercial or government jobs you will  be asked to show proof that you have the required insurance.  For a competitive quote and analysis we are here to assist you at www.contractorsexam.com.  Individual states’ guidelines can differ. Click these links for Nevada State guidelines and Arizona state guidelines.

Types of Contractor Insurance

There are many types of Contractor Insurance, such as Property, Liability, and Employee Benefits. Liability Coverage is determined to defend and pay for claims by third parties, business and contractual expenses, judgements, and legal expenses resulting from civil actions against the contractor, and actions caused by sub-contractors and employee. Liability Insurance can actually be a great tool to help the Contractor as part of their business plan as a method to transfer risk. Workers Compensation is required as part of the licensing process if you plan or hiring employees or acting as a subcontractor.

Where to get a Competitive Quote

We have a great market to offer Contractor Insurance quotes, both credit based or non-credit. We are eager to offer you competitive quotes, just contact us at:  Contact Us – Contractors Exam Center – Arizona and Nevada Contractor’s License.  If you are being asked for a certain type of Contractor Insurance, or certain limits, please let us know and we can work with our Agent to get you the best comprehensive quote. We work with James Newkirk, who specializes in obtaining competitive quotes for Contractors. He can be reached directly at 702-372-2045 or at James@crestlineins.com.